Consider the possibilities.
First United is here to walk alongside you on your path to financial well-being. And part of that involves choosing the right savings account. From simple to more feature-driven, we offer plenty of options to help get you where you want to go.

Savings
Ready to save? Financial well-being starts here.
- Opening deposit: $100
- Interest earning: Yes
- Monthly maintenance fee: None

SmartStart Kids Club
Develop healthy habits with a savings account created for kids 17 and under.
- Opening deposit: $10
- Interest earning: Yes
- Monthly maintenance fee: None

Money Market
Competitive rates. Flexible access. Smart decision.
To waive the monthly maintenance fee maintain a minimum daily balance of $1,500.
- Opening deposit: $100
- Interest earning: Yes
- Monthly maintenance fee: $9.954
How to waive

Certificate of Deposit (CD)
Determined to earn more? Choose from a wide range of terms and rates.
- Start a conversation with us today to learn more about Certificate of Deposit (CD) options
Consider the possibilities.
First United is here to walk alongside you on your path to financial well-being. And part of that involves choosing the right savings account. From simple to more feature-driven, we offer plenty of options to help get you where you want to go.
-
SAVINGS
Ready to save? Financial well-being starts here.
- Opening deposit: $100
- Interest earning: Yes
- Monthly maintenance fee: None
-
SMARTSTART KIDS CLUB
Develop healthy habits with a savings account created for kids 17 and under.
- Opening deposit: $10
- Interest earning: Yes
- Monthly maintenance fee: None
-
MONEY MARKET
Competitive rates. Flexible access. Smart decision.
- Opening deposit: $100
- Interest earning: Yes
- Monthly maintenance fee: $9.954
How to waive
-
Certificate of Deposit (CD)
Determined to earn more? Choose from a wide range of terms and rates.
- Start a conversation with us today to learn more about Certificate of Deposit (CD) options
- Start a conversation with us today to learn more about Certificate of Deposit (CD) options
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Compare personal savings accounts.
Achieving your financial goals starts by selecting an account that works as hard as you do. From no-fee foreign ATM withdrawals2 to mobile check deposit, First United savings accounts are designed to protect and maximize your investment.
Savings | SmartStart Kids Club |
Money Market |
CD | |
---|---|---|---|---|
Earns Interest | ||||
Earns Interest |
✔ |
✔ |
✔ |
✔ |
e-Statements5 | ||||
e-Statements5 |
✔ |
✔ |
✔ |
✔ |
No-Fee Foreign ATM Withdrawals2 | ||||
No-Fee Foreign ATM Withdrawals2 |
✔ |
✔ |
✔ |
‒ |
Online & Mobile Banking1,5 | ||||
Online & Mobile Banking1,5 |
✔ |
✔ |
✔ |
✔ |
Touch/Face ID Mobile Banking | ||||
Touch/Face ID Mobile Banking |
✔ |
✔ |
✔ |
✔ |
Mobile Check Deposit | ||||
Mobile Check Deposit |
✔ |
✔ |
✔ |
‒ |
Pay-a-Person | ||||
Pay-a-Person |
✔ |
✔ |
✔ |
‒ |
Online Bill Pay | ||||
Online Bill Pay |
✔ |
✔ |
✔ |
‒ |
Instant Issue Debit Card3 | ||||
Instant Issue Debit Card3 |
✔ |
✔ |
✔ |
‒ |
Opening Deposit | ||||
Opening Deposit |
$100 |
$10 |
$100 |
$500 |
Monthly Maintenance Fee | ||||
Monthly Maintenance Fee |
No Monthly Maintenance Fee |
No Monthly Maintenance Fee |
$9.95 |
N/A |
Additional Information | ||||
Additional Information |
$4 charge per debit in excess of 9 per quarter |
Age 17 and under |
$10 fee per withdrawal exceeding 6 withdrawals per month |
Penalties may apply with early withdrawal |

Online & Mobile Banking
First United makes it even easier to manage your personal accounts safely and conveniently with our Online and Mobile Banking. With simple-to-use navigation, online features and services, you can do your banking anytime, anywhere and save time and money.
- Mobile Deposits
- Apple® Watch App
- Bill Pay
- eStatements
- Funds Transfer
- Budgeting
- Message and data rates may apply. Such charges include those from your communications service provider.
- We'll waive 5 non-First United Bank ATM cash withdrawal fees per month.
- Additional replacement cards may be subject to a fee.
- Maintain $1,500 minimum daily balance and greater to avoid fee
- Activation/registration required.