Business savings made simple.
There's no time like the present to begin a savings program that will begin earning a competitive interest rate while you watch your account grow. Our account options ensure you’ll be paired with the right fit to support your financial journey.
Business Savings
Interest-bearing account for businesses of all sizes.
- Interest earned on all balances
- Online and mobile banking3,4
- 9 waived debits per quarter1
United Business Money Market Gold
Interest-bearing account that provides additional cash access options.
- Interest earned on all balances
- Online and mobile banking3,4
- Access via check-writing and debit card
United Business Interest Checking
An account that pays interest to sole proprietors, public funds, trusts, nonprofits and other eligible fiduciary accounts.
- Interest earned on all balances
- Online and mobile banking3,4
- 20 credits and 5 debits waived transactions per month2
Business savings made simple.
There's no time like the present to begin a savings program that will begin earning a competitive interest rate while you watch your account grow. Our account options ensure you’ll be paired with the right fit to support your financial journey.
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BUSINESS SAVINGS
Interest-bearing account for businesses of all sizes.
- Interest earned on all balances
- Online and mobile banking3,4
- 9 waived debits per quarter1
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UNITED BUSINESS MONEY MARKET GOLD
Interest-bearing account that provides additional cash access options.
- Interest earned on all balances
- Online and mobile banking3,4
- Access via check-writing and debit card
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UNITED BUSINESS INTEREST CHECKING
An account that pays interest to sole proprietors, public funds, trusts, nonprofits and other eligible fiduciary accounts.
- Interest earned on all balances
- Online and mobile banking3,4
- 20 credits and 5 debits waived transactions per month2
Small Business? Learn about the options best for you.
START HEREBasic Checking
If simplicity and convenience is what you’re after, there’s no better choice than Basic Checking.
- Opening deposit: $100
- Interest earning: No
- Monthly maintenance fee: $3.505
How to waive
To waive the monthly maintenance fee for Basic Checking: Sign-up for eStatements, setup Direct Deposit, or Primary account holder maintains $10,000 or more in combined deposit accounts (Checking, savings, certificates of deposit) throughout the periodic statement cycle: on any given day of the periodic statement cycle; on the day the Monthly Maintenance fee may be charged. Automatically waived for accountholders 17 and under.
- Personal Checking
- Higher Balance - No
- Minimum Fees
- Identity Theft Protection - No
Business Savings
Interest-bearing account for businesses of all sizes.
- Interest earned on all balances
- Online and mobile banking
- 9 waived debits per quarter1
- Business Savings
- Lower Fees - Lower Interest
- 9 waived debits per quarter¹
Prestige Checking
Enjoy all the convenience of a checking account while earning interest on your money.
- Opening deposit: $100
- Interest earning: Yes
- Monthly maintenance fee: $7.506
How to waive
To waive the monthly maintenance fee for Prestige Checking you must have $1,000 min. daily balance.
- Personal Checking
- Higher Balance - Yes
- Maximum Benefits
- Identity Theft Protection - No
Secure Checking
There is only one you. SecureChecking with IDProtect® can help protect your identity4.
- Opening deposit: $100
- Interest earning: No
- Monthly maintenance fee: $6.95
- Personal Checking
- Higher Balance - Yes
- Maximum Benefits
- Identity Theft Protection - Yes
United Business Interest Checking
An account that pays interest to sole proprietors, public funds, trusts, nonprofits and other eligible fiduciary accounts.
- Interest earned on all balances
- Online and mobile banking
- 20 credits and 5 debits waived transactions per month2
- Business Savings
- Higher Fees - Higher Interest
- 20 credits and 5 debits waived transactions per month²
United Business Money Market Gold
Interest-bearing account that provides additional cash access options.
- Interest earned on all balances
- Online and mobile banking
- Access via check-writing and debit card
- Business Savings
- Higher Fees - Higher Interest
- Check-writing
$9.95 monthly service charge can be waived if daily balance of $5,000 is maintained.
Compare business savings accounts.
Businesses are as different as the people who run them. That’s why we’ve created savings options with features designed to meet the special needs of entrepreneurs of all kinds.
Business Savings | United Business | United Business | |
|---|---|---|---|
| Opening Deposit | |||
| Opening Deposit | $100 | $1,000 | $1,000 |
| Interest Earning | |||
| Interest Earning | Yes | Yes | Yes |
| Service Charge | |||
| Service Charge | $0 | $9.95 How to waive | $9.95 How to waive |
| Key Benefits | |||
| Key Benefits | • Interest earned on all balances • Online Banking and Bill Pay3,4 | • Interest earned on all balances • Online Banking and Bill Pay3,4 | • Interest earned on all balances • 20 credits and 5 debits waived transactions per month2 • Online Banking and Bill Pay3,4 |
Online & Mobile Banking3,4
First United makes it even easier to manage your personal accounts safely and conveniently with our Online and Mobile Banking3,4. With simple-to-use navigation, online features and services, you can do your banking anytime, anywhere and save time and money.
- Mobile Deposits
- Apple® Watch App
- Bill Pay
- eStatements
- Funds Transfer
- Budgeting
- $4.00 charge per debit in excess of 9 per quarter.
- First 20 Debits & 5 Credits free ($0.07 per transaction thereafter) per month.
- Message and data rates may apply. Such charges include those from your communications provider.
- Registration/Activation required.