Banking doesn’t have to be complicated.
With no-fee foreign ATM withdrawals2, an Instant Issue debit card and more, First United’s Basic Checking account offers all the modern conveniences you need. Because we believe a checking account should serve to make your life easier.

Easy to get started
Open your account with a $100 deposit.

Low Fee
Enjoy a low $3.50 monthly maintenance fee.†
How to waive
To waive the monthly maintenance fee for Basic Checking: Sign-up for eStatements, setup Direct Deposit, or Primary account holder maintains $10,000 or more in combined deposit accounts (Checking, savings, certificates of deposit) throughout the periodic statement cycle: on any given day of the periodic statement cycle; on the day the Monthly Maintenance fee may be charged. Automatically waived for accountholders 17 and under.

Online/Mobile Banking
Bank from wherever you want to be.
Everything you need. Nothing you don’t.
No-Fee Foreign ATM Withdrawals2
$100 Off Mortgage Closing4
Online Banking1,6
Touch/Face ID Mobile Banking
Online Bill Pay
e-Statements6
Instant Issue Debit Card3
Pay-a-Person
Mobile Check Deposit1
A different kind of bank.
First United Bank is a financial services organization dedicated to helping you protect and make the most of your assets. But we’re a lot more than that. Banking and finance are what we do, not who we are. We invite you to discover what makes us unique.
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DRIVEN BY VALUES
Extending LOVE. Making IMPACT. These are the values that drive our organization forward everyday and fuel us in supporting our customers.
Our Purpose & Values -
HOLISTIC APPROACH
We exist to help you find your unique path to success. We believe success requires a balance of faith, financial well-being, health and personal growth.
Spend Life Wisely -
CULTURE OF CARE
No two financial journeys are the same. We’ll meet you where you are, and help get you where you want to be. In business and in life.
Start a Relationship

Spend your passions Wisely.
One of the best ways to use your spare time is by learning or trying something new! Learning is a gift that is made available to us each day. Whether it is through experiences, relationships, opportunities, or taking in new knowledge, we should always embrace the chance to learn.
- To waive the monthly maintenance fee for Basic Checking: Sign-up for eStatements, setup Direct Deposit, or Primary account holder maintains $10,000 or more in combined deposit accounts (Checking, savings, certificates of deposit) throughout the periodic statement cycle: on any given day of the periodic statement cycle; on the day the Monthly Maintenance fee may be charged. Automatically waived for accountholders 17 and under.
- Message and data rates may apply. Such charges include those from your communications service provider.
- We'll waive 5 non-First United Bank ATM cash withdrawal fees per month.
- Additional replacement cards may be subject to a fee.
- Mortgage must be auto drafted from First United Bank checking account. Applies to secondary market mortgage loan only.
- $9.95 per card.
- Registration/activation required.
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