Manage day-to-day business with ease.
Orchestrating a business can be an around-the-clock job. First United checking accounts work to help your business streamline cash flow and simplify accounting – so you can stay focused on the things you know and love most.

United Business Free
Ideal for sole proprietors, DBAs, nonprofits, and some small businesses.
- First 300 transactions are waived1
- No monthly service charge
- Online and mobile banking4,5

United Business
Meet the account designed with the small business in mind.
- First 450 transactions are waived2
- Online and mobile banking4,5

United Business Interest Checking
An account that pays interest to sole proprietors, public funds, trusts, nonprofits and other eligible fiduciary accounts.
- Interest earned on all balances
- Online and mobile banking4,5
- First 20 credits and 5 debit transactions are waived6
Manage day-to-day business with ease.
Orchestrating a business can be an around-the-clock job. First United checking accounts work to help your business streamline cash flow and simplify accounting – so you can stay focused on the things you know and love most.
-
United Business Free
Ideal for sole proprietors, DBAs, nonprofits, and some small businesses.
- First 300 transactions are waived1
- No monthly service charge
- Online and mobile banking4,5
-
United Business
Meet the account designed with the small business in mind.
- First 450 transactions are waived2
- Online and mobile banking4,5
-
United Business Interest Checking
An account that pays interest to sole proprietors, public funds, trusts, nonprofits and other eligible fiduciary accounts.
- Interest earned on all balances
- Online and mobile banking4,5
- First 20 credits and 5 debit transactions are waived6
Learn more about our Small Business Solutions.
START HERE$9.95 monthly service charge that can be waived with $15,000 minimum daily balance in United Business checking or $50,000 loan balance.
$9.95 minimum balance fee imposed each month if daily balance falls below $5,000 any day of the monthly statement cycle.
Options to choose from.
Whether you prefer paper checks or banking online, First United has a checking account to fit the way you live.
United Business Free | United Business | United Business Interest Checking | |
---|---|---|---|
Opening Deposit | |||
Opening Deposit | $100 | $100 | $1000 |
Interest Earning | |||
Interest Earning | No | No | Yes |
Features | |||
Features | First 300 transactions free.1 | First 450 transactions free.2 | First 20 Debits and 5 Credits free6 |
Service Charge | |||
Service Charge | $0 | $9.95 How to waive | $9.957 How to waive |
Key Benefits | |||
Key Benefits | • Visa® Debit Card3 • Online Banking5 • Mobile Banking4,5 • e-Statements5 | • Visa® Debit Card3 • Online Banking5 • Mobile Banking4,5 • e-Statements5 | • Visa® Debit Card3 • Online Banking5 • Mobile Banking4,5 • e-Statements5 |
Learn about the Insured Cash Sweep deposit protection.
START HERE
Online & Mobile Banking4,5
First United makes it even easier to manage your accounts safely and conveniently with our Online and Mobile Banking4,5. With simple-to-use navigation, online features and services, you can do your banking anytime, anywhere and save time and money.
- Mobile Deposits
- Apple® Watch App
- Bill Pay
- eStatements5
- Funds Transfer
- Budgeting
- $0.35 per transaction if more than 300 debits, credits, and deposited items per month.
- $0.45 per per transaction if more than 450 debits, credits, and deposited items per month.
- Additional replacement cards may be subject to a fee.
- Message and data rates may apply. Such charges include those from your communications provider.
- Registration/Activation required.
- $0.07 per transaction thereafter per statement cycle.
- $9.95 minimum balance fee imposed each month if daily balance falls below $5,000 any day of the monthly statement cycle.