First United Bank

Benefits abound.


No two financial journeys are the same. Whether you’re looking for a starter account or an opportunity to earn interest, the team at First United has you covered with an account built to fit your needs.

Man and woman smiling while working on laptop

Basic Checking

If simplicity and convenience is what you’re after, there’s no better choice than Basic Checking. 

  • Opening deposit: $100
  • Interest earning: No
  • Monthly maintenance fee: $3.505
    How to waive
LEARN MORE
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Secure Checking

There is only one you. SecureChecking with IDProtect® can help protect your identity4. 

  • Opening deposit: $100
  • Interest earning: No
  • Monthly maintenance fee: $6.95
LEARN MORE
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Prestige Checking

Enjoy all the convenience of a checking account while earning interest on your money.  

  • Opening deposit: $100
  • Interest earning: Yes
  • Monthly maintenance fee: $7.506
    How to waive
LEARN MORE

Benefits abound.

No two financial journeys are the same. Whether you’re looking for a starter account or an opportunity to earn interest, the team at First United has you covered with an account built to fit your needs.

  • BASIC CHECKING

    If simplicity and convenience is what you’re after, there’s no better choice than Basic Checking. 

    • Opening deposit: $100
    • Interest earning: No
    • Monthly maintenance fee: $3.505
      How to waive
    LEARN MORE

  • SECURE CHECKING

    There is only one you. SecureChecking with IDProtect® can help protect your identity4. 

    • Opening deposit: $100
    • Interest earning: No
    • Monthly maintenance fee: $6.95
       
    LEARN MORE

  • PRESTIGE CHECKING

    Enjoy all the convenience of a checking account while earning interest on your money.  

    • Opening deposit: $100
    • Interest earning: Yes
    • Monthly maintenance fee: $7.506
      How to waive
    LEARN MORE

  • Find the account that's right for you.

    Try out our simple and speedy online Checking Selector Tool. 

  • Step 1/3

    Which do you prefer in a checking account?

  • Step 2/3

    Are identity theft protection/features important to you?

  • Step 3/3

    Do you plan to keep a balance of at least $1000 in your checking account at all time?

    Need new checks? Order them using your account information.

    Order Checks

    Find the personal account that's right for you. 


    When it comes to checking, one size does not fit all. From IDProtect® to mobile check deposit, we offer account options with features designed around the way you live.

    Compare Checking Accounts
      Basic Checking
    Start Here
     
    		 Secure Checking
    Start Here
     
    		 Prestige Checking
    Start Here
     
    Online & Mobile Banking1,9
    Online & Mobile Banking1,9

    ✔

    ✔

    ✔
    No-Fee Foreign ATM Withdrawals2
    No-Fee Foreign ATM Withdrawals2

    ✔

    ✔

    ✔
    Visa® Instant Issue Debit Card3
    Visa® Instant Issue Debit Card3

    ✔

    ✔

    ✔
    Online Bill Pay
    Online Bill Pay

    ✔

    ✔

    ✔
    Mobile Check Deposit1
    Mobile Check Deposit1

    ✔

    ✔

    ✔
    Pay-a-Person
    Pay-a-Person

    ✔

    ✔

    ✔
    e-Statements9
    e-Statements9

    ✔

    ✔

    ✔
    $100 off Mortgage Closing7
    $100 off Mortgage Closing7

    ✔

    ✔

    ✔
    Identity and Cell Phone Protection4
    Identity and Cell Phone Protection4

    ‒

    ✔

    ‒
    Credit File Monitoring4
    Credit File Monitoring4

    ‒

    ✔

    ‒
    ID Theft Resolution Services4
    ID Theft Resolution Services4

    ‒

    ✔

    ‒
    YouFirst Personalized Debit Card8
    YouFirst Personalized Debit Card8

    ✔

    ✔

    ✔
    Earns Interest
    Earns Interest

    No

    No

    Yes
    Opening Deposit
    Opening Deposit

    $100

    $100

    $100
    Monthly Maintenance Fee
    Monthly Maintenance Fee

    $3.505
    How to waive

    $6.95

    $7.506
    How to waive

     

    Gray smartphone with First United Bank website on it

    Online & Mobile Banking

    First United makes it even easier to manage your personal accounts safely and conveniently with our Online and Mobile Banking. With simple-to-use navigation, online features and services, you can do your banking anytime, anywhere and save time and money.

    • Mobile Deposits
    • Apple® Watch App
    • Bill Pay
    • eStatements
    • Funds Transfer
    • Budgeting

     

    Available now. Download on the App Store Get it on Google Play
    1. Message and data rates may apply. Such charges include those from your communications service provider.
    2. We'll waive 5 non-First United Bank ATM cash withdrawal fees per month.
    3. Additional replacement cards may be subject to a fee.
    4. Terms and conditions apply, click the Secure Checking Start Here button for more information.
    5. To waive the monthly maintenance fee for Basic Checking: Sign-up for eStatements, setup Direct Deposit, or Primary account holder maintains $10,000 or more in combined deposit accounts (Checking, savings, certificates of deposit) throughout the periodic statement cycle: on any given day of the periodic statement cycle; on the day the Monthly Maintenance fee may be charged. Automatically waived for accountholders 17 and under.
    6. To waive the monthly maintenance fee for Prestige Checking you must have $1,000 min. daily balance.
    7. Mortgage must be auto drafted from First United Bank checking account. Applies to secondary market mortgage loan only.
    8. $9.95 per card.
    9. Activation/registration required.