401(k) Planning
If you've changed jobs and left behind a 401(k) or other qualified plan, you could be neglecting one of your most important assets. We can help you manage and monitor your investments, creating a strategy that aligns your retirement savings with your overall financial goals.
We can help you:
- Learn the advantages and disadvantages of all available distribution options.
- Learn the tax consequences of lump-sum distributions.
Roth IRA
Reducing the uncertainties associated with retirement always makes sense. A Roth IRA's tax advantages can plan an important role in navigating a future made more challenging by potentially higher tax rates and the need to work longer.
Converting some or all of your IRA balances to a Roth IRA may yield potential benefits down the road. However, many factors should be considered, so let us help. We can discuss your situation and how a Roth IRA might be right for you.
Member FINRA/ SIPC
Check the background of this firm on:
FINRA's BrokerCheck
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. First United Bank & Trust and First United Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using First United Investment Services, and may also be employees of First United Bank & Trust. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, First United Bank & Trust or First United Investment Services. Securities and insurance offered through LPL or its affiliates are:
- Not Insured by FDIC or Any Other Government Agency
- Not Bank Guaranteed
- Not Bank Deposits or Obligations
- May Lose Value