Manage day-to-day business with ease.
Orchestrating a business can be an around-the-clock job. First United checking accounts work to help your business streamline cash flow and simplify accounting – so you can stay focused on the things you know and love most.
Let's get you started with the basics
United Business Free
An account to get you started with no monthly minimum balance fee and only the necessary features.
- Opening Deposit: $100
- No monthly minimum balance fee.
- First 300 transactions are free.
- $0.35 per transaction if more than 300 debits, credits, and deposited items per month.
United Business
A checking account that can keep up with your growing business is essential, especially if you have moderate to high checking activity.
- Opening Deposit: $100
- $9.95 monthly minimum balance fee. Waived with $15,000 minimum daily balance or $50,000 minimum daily loan balance.
- First 450 transactions are free.
- $0.45 per transaction if more than 450 debits, credits, and deposited items per month.
United Business Interest Checking
Let the money you earn work for you and grow with interest. It’s our United Business Plus interest.
- Opening Deposit: $1,000
- $9.95 monthly minimum balance Fee. Waived with $5,000 minimum daily balance.
- Interest Earned on all balances.
- First 20 Debits & 5 Credits are free per month.
- $0.07 per transaction thereafter.
Business Management
Now you can manage your business with ease
PAYMENTS NETWORK
Get all the software and services you need to keep your business in sync, and grow faster. You can run your business faster on FINSYNC.
You can connect:
- Bank and credit card accounts for better banking & cash flow management
- Customers and vendors for faster payments
- Contractors and employees for affordable payroll
- Time and expense tracking with built-in projects
- All of this in sync for automated accounting
MERCHANT CARD SERVICES
No matter where in the world you are, you’ll never miss a sale. Our partnership with BancCard of America, Inc., an industry leader in electronic processing, gives you access to the latest secure technology at affordable prices.
- You’ll receive the latest equipment and technology, customized for your business — including contactless payments and e-commerce integration.
- For your customer’s convenience, VISA®, MasterCard®, American Express®, Discover®, Diners Club® and Apple Pay® cards are all accepted, including gift cards. Receipts and invoices can be emailed to customers and expedited funding is available.
- From training to everyday operations, you’ll have access to 24/7 tech support to keep your system running smoothly.
Reserve Funds
Choose the best way for your business to save
BUSINESS SAVINGS
Growth, access and flexibility all in one account. Don’t just grow your money, seamlessly move it between accounts through Online Banking1.
UNITED BUSINESS MONEY MARKET
Flexible, high-yield savings you can access without an early withdrawal penalty, plus convenient features that allow you to bank on your terms.
CERTIFICATE OF DEPOSIT
Whether you’re looking to invest for a few months or a few years, a Certificate of Deposit (CD) may be right for you. We offer competitive rates to help grow your business’ savings.
Credit Solutions
Take your business to the next level
LINE OF CREDIT 2
Like a credit card, a line of credit lets you borrow money against your approved credit limit. But, a line of credit typically offers a larger borrowing limit at a better rate. It’s a great option if you need to borrow money regularly for large expenses.
SBA2
Whether you’re just getting started or expanding, we have financing options just for you. With our Preferred Lender status we can offer quick approvals from the SBA, plus competitive rates with flexible terms and conditions.
- Activation/Registration Required
- All programs subject to credit approval and loan amounts are subject to creditworthiness.