Build strong saving habits from the start.
It’s smart to start your savings journey early. The SmartStart Kids Club is designed to help youth start smart, healthy financial habits.

Easy to get started
Open your account with a $10 deposit.

$0 Monthly
No monthly service charge.
Start smart, save early.
Earns Interest
e-Statements1
No-Fee Foreign ATM Withdrawals2
A different kind of bank.
First United Bank is a financial services organization dedicated to helping you protect and make the most of your assets. But we’re a lot more than that. Banking and finance are what we do, not who we are. We invite you to discover what makes us unique.
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DRIVEN BY VALUES
Extending LOVE. Making IMPACT. These are the values that drive our organization forward everyday and fuel us in supporting our customers
Our Purpose & Values -
HOLISTIC APPROACH
We exist to help you find your unique path to success. We believe success requires a balance of faith, financial well-being, health and personal growth.
Spend Life Wisely -
CULTURE OF CARE
No two financial journeys are the same. We’ll meet you where you are, and help get you where you want to be. In business and in life.
Start a Relationship

Spend your next chapter Wisely.
Parents protect their children in many ways, but you may be overlooking one thing: their credit score. Here’s what you need to know to help your child have a clean financial slate for starting their life.
- Registration/Activation Required.
- We'll waive 5 non-First United Bank ATM cash withdrawal fees per month.